Analyse des intentions dominantes d'investissement des étudiants et des jeunes

Abstract

Decision-making can be seen as a problem-solving activity leading to an optimal, or at least satisfactory, solution. It is therefore a process that can be more or less rational or irrational and may rely on explicit or tacit knowledge and beliefs, often used to fill gaps in complex decision-making processes. While economic and financial theory postulates absolute rationality of the individual, psychologists' research reveals a constant distortion of decision-making processes through emotions and errors in choices. The aim of this thesis is to analyze the investment intentions of students and based on the most cited explanations and research in the literature, through an exploration of the different factors that may influence investors' decision-making.

To this end, a survey was conducted among students and young people, mainly based in Liège, Belgium, using a 5-point Likert scale to assess their investment attitudes and behaviors. The analysis of the data obtained through the SPSS software allowed us to conclude that students and young people are influenced in their decision-making process by various demographic and contextual factors. However, this analysis also allowed us to conclude that there are factors that are not significantly associated with the decision to form an investment portfolio.