Étude d'une solution logicielle quant à la maîtrise de la trésorerie pour les PME - Application à l'entreprise ID-Soft

Abstract

In today’s world, making financial forecasts is essential to ensure the sustainability of businesses. Indeed, it is better to be safe than sorry. By making financial and treasury forecasts, companies ensure themselves that they will be able to cope with their deadlines over the coming months. A lack of cash is a recurring problem for companies. Thenceforth, this thesis is intended to allow companies to carry out cash monitoring.

This work has been conducted within the company ID-Soft. This company aims to provide forecasting, analysis and financial simulation software. Their forecasting and financial simulation software is called HannaH. It is in the light of the new development of this software in the cloud that comes the research question behind this thesis. Indeed, HannaH allows its users to make cash flow forecasts but does not allow them to know their real cash. Therefore, this solution aims to develop a complementary module allowing companies to do cash monitoring. This module would allow companies to know their actual cash flow at any time and to adjust, automatically or manually, their cash flow forecasts over the coming months.

This thesis has been written in two parts. The first part includes a theoretical analysis of cash management and its key concepts. It also includes an analysis of some treasury software and new tools developed for the automation of management process. The second part focuses on the development of the solution to the problem. After an overview of the HannaH software, a quantitative survey is conducted to identify the needs, habits and expectations of businesses in terms of cash flow monitoring. The results of this survey served as a basis for the development of the solution, which was then improved thanks to the inputs gathered from interviews with business leaders.

The solution proposed in this thesis is a theoretical one and will need the help of a developer to become a reality. However, the basics of the solution were founded in this work.