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MASTER THESIS
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Open Banking: Impact and recommendations for banks

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Memic, Elma ULiège
Promotor(s) : Ittoo, Ashwin ULiège
Date of defense : 19-Jun-2020/23-Jun-2020 • Permalink : http://hdl.handle.net/2268.2/8888
Details
Title : Open Banking: Impact and recommendations for banks
Translated title : [fr] Open Banking: Impact et recommandations pour les banques
Author : Memic, Elma ULiège
Date of defense  : 19-Jun-2020/23-Jun-2020
Advisor(s) : Ittoo, Ashwin ULiège
Committee's member(s) : Neysen, Nicolas ULiège
Esch, Louis ULiège
Lamest, Markus 
Language : English
Keywords : [en] Open Banking
[en] PSD2
[en] Business Model
[en] Thematic Analysis
[en] Recommendations
Discipline(s) : Business & economic sciences > Finance
Institution(s) : Université de Liège, Liège, Belgique
Degree: Master en sciences de gestion, à finalité spécialisée en Banking and Asset Management
Faculty: Master thesis of the HEC-Ecole de gestion de l'Université de Liège

Abstract

[en] The aim of the thesis is to explore the evolution of the banking industry towards Open Banking,
with a particular focus on the role of the European regulation PSD2 as a catalyst for change. Our qualitative study is based on interviews that were conducted with experts representing the
innovation departments of institutions from within the banking industry, the FinTechs sector, as
well as professional associations. Those interviews where analyzed with a thematic analysis and
we linked the results of our analysis to a theoretical business model framework in order to see the
impact Open Banking has on banks’ businesses.


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  • Memic, Elma ULiège Université de Liège > Master sc. gest., à fin.

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